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Your savings federally insured
to at least $250,000 and backed
by the full faith and credit of the
United States Government.
National Credit Union Administration,
a U.S. Government Agency.

SMCEFCU BOARD ANNOUNCES PLANS TO MERGE

Your Credit Union has announced plans to pursue a merger with Southland Credit Union of Los Alamitos, CA.

This exciting partnership will provide you with many additional products, conveniences, and Member value.  This new partnership is designed to benefit you in many ways:

• As a combined credit union with over $528 million in assets, you will have greater access to current and burgeoning technologies.
• Access to five additional proprietary branches in Los Angeles, Garden Grove, Downey, and Los Alamitos - plus over 6.700 CU Service Center branch locations in 50 states and 5 countries (over 89 branches in LA and Orange counties alone)!
• An improved ATM network! Members will have access to over 28,000 FREE ATMs nationwide through the Co-Op Network.  This includes 9,000 deposit-taking ATMs and 5,500 7-Eleven locations along with access to over 800,000 ATMs worldwide.z
• New products and services - such as Mobile Banking, eBranch Online Banking, Quickline Telephone Banking, Shared Branching and Surcharge-Free access to over 28,000 ATMs and others will be available.
• More competitive rates resulting from enhanced economies of scale.

Your current Santa Monica office location will remain open to serve you, with the same friendly faces you see today.

We are currently awaiting regulatory approval of the merger - and we will keep you updated on our progress.

Click here for FAQs about a merger and how it would impact you.

For more information about Southland CU, visit www.southlandcu.org

Your Insured Deposits

Member deposits are insured by National Credit Union Administration (NCUA) up to at least $250,000 for non-IRA deposits and $250,000 for IRA deposits.  Deposits in accounts with joint owners, or those with beneficiaries, can qualify for additional insurance, based upon ownership interests and rights.

The NCUA is a U.S. Government Agency, and it's insurance fund, the National Credit Union Share Insurance Fund, is backed by the full faith and credit of the United States Government.

For further clarification of the NCUA's Share Insurance program, and to help determine your insurance coverage, visit the NCUA website at www.ncua.gov, click on Share Insurance and proceed to NCUA Share Insurance Estimator.  This will help you understand your share insurance protection.

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